KEEP Payday Lenders OUT of Arizona

Arizonans Oppose SB1447

Strike Everything Bill SB1316. 

AZ state legislators on 2/29/2016 revived a bill to allow payday lenders to offer 204% APR "flex loans".  Senator Kavanagh’s original flex loan bill, SB1447  failed to pass in Senate finance committee hearing on a 2-3 vote.  The payday lender bill was resurrected using a strike-everything tactic that inserted the flex loan bill language into SB 1316.

Christian leaders plead for Arizona legislators to reject usurious lending bill, SB 1316

Colonel Lee Lange
US Marine Corps (Ret.):

"The U.S. Department of Defense found that predatory lending underlines military readiness. SB1447 deliberately puts our military community, including veterans and their families, in harm's way - like sending a soldier to battle without ammunition.  This Marine urges our legislators to vote no to the payday lenders' bill, SB1447"

Pastor Dr. Warren Stewart Sr. 

President of the Paradise Missionary Baptist State Convention of Arizona: 

"A vote in favor of SB 1316 is as deeply immoral. Payday lenders will trap people in modern-day debt slavery. It violates the Bible's teachings against usury and against taking advantage of the poor.  The choice before legislators is simple: God or Greed?" 

Payday Lenders In The News


Does 204 percent interest rate help in a pinch?

AZ Republic March 17, 2016


Lawmakers Consider 200% APR Loans

ABC 15 News, March 7 2016


Payday Loan Sharks Circling the Capitol (Again)

AZ Republic, February 29 2016


Small businesses could be the victim with new high percentage flex loan law

Phoenix Business Journal, March 3 2016

GOP Gives Predatory Loans a Win

AZ Central, March 1 2016


Payday Loans Return Again
AZ Central, February 25 2016

Flex Loans Advance, And the Poor Will Pay For It
Green Valley News, March 7, 2015

Why Aren't They Hearing the Voters?
Green Valley News, March 7, 2015

Arizona GOP Leaders Champion the Poor. Who Knew?
Arizona Republic, March 3, 2015

Payday Lenders Ask Arizona Legislators to Allow New Loan Product
KTAR, Feb. 17, 2015

Payday Lenders Seek Arizona Re-entry
Daily Miner, Feb. 18, 2015

Payday Lenders Get OK from House Panel for New Loan
Arizona Daily Sun, Feb. 18, 2015

Is Dark Money Bringing Payday Loans 2.0 to Arizona?
Arizona Republic, Feb. 18, 2015

Marion McClure: Flex Loans Fees, Rates Will Prey on Poor
Green Valley News & Sun, Feb. 21, 2015

Some State Officials Seeking to Bring Back Payday Lending
Ahwatukee Foothills News, Feb. 24, 2015

House gives initial OK to new loan product pushed by payday lenders barred by 2008 law
Fox Business News, Feb. 26 2015

Take Action Now


Call your legislators today to oppose the payday lenders' bill, SB1316: 
Ask them:  Do legislators think two-thirds of Arizona voters are wrong? 


Over 60% of Arizonans voted in 2008 to kick payday lenders' triple digit interest rates out of our state. SB1316 reverses the voters' mandate.


Everyday your legislators are hearing from the out-of-state and online payday lenders who want to SB1316 in order to charge Arizonans rates as high as 204%. 


Call your legislator today to tell them stand up to the payday lenders, stand with Arizona military families, faith leaders, and respect the will of millions of Arizona votes.  Vote no on SB 1316. 



Click below to download


SB 1316 Fact Sheet


Ignoring the Voters