KEEP Payday Lenders OUT of Arizona

Arizonans Oppose Predatory Lending

AZ state legislators on 2/29/2016 revived a bill to allow payday lenders to offer 204% APR "flex loans".  Senator Kavanagh’s original flex loan bill, SB1447  failed to pass in Senate finance committee hearing on a 2-3 vote.  The payday lender bill was resurrected using a strike-everything tactic that inserted the flex loan bill language into SB 1316.

Christian leaders plead for Arizona legislators to reject usurious lending bill, SB 1316

Colonel Lee Lange
US Marine Corps (Ret.):

"The U.S. Department of Defense found that predatory lending underlines military readiness. SB1447 deliberately puts our military community, including veterans and their families, in harm's way - like sending a soldier to battle without ammunition.  This Marine urges our legislators to vote no to the payday lenders' bill, SB1447"

Pastor Dr. Warren Stewart Sr. 

President of the Paradise Missionary Baptist State Convention of Arizona: 

"A vote in favor of SB 1316 is as deeply immoral. Payday lenders will trap people in modern-day debt slavery. It violates the Bible's teachings against usury and against taking advantage of the poor.  The choice before legislators is simple: God or Greed?" 

Arizona Legislature


2019 Progress of Bills


CEI Bill Tracking Datasheet


HB2146 (Rivero)

  • Senate Judiciary Committee on Thursday, 3/21 at 9am

  • Passed by 32 votes to 28 on third reading in the House

HB2175 (Weninger)

  • Passed Finance on 3/13 and Rules on 3/18 in the Senate
  • Passed by 60 votes to 0 on third reading in the House

HB2177 (Weninger)

  • Senate COW on Tuesday, 3/19

  • Passed Commerce on 3/7 and Rules on 3/11 in the Senate
  • Passed by 32 votes to 28 on third reading in the House

HB2284 (Weininger)

  • Passed Finance on 3/6 and Rules on 3/11 in the Senate
  • Passed by 60 votes to 0 on third reading in the House 


** Take Action **


Call your legislators today: 
Ask them:  Do legislators think two-thirds of Arizona voters are wrong? 


Over 60% of Arizonans voted in 2008 to kick payday lenders' triple digit interest rates out of our state. 


Everyday your legislators are hearing from the out-of-state and online payday lenders who want to charge Arizonans rates as high as 204%. 


Call your legislator today to tell them stand up to the payday lenders, stand with Arizona military families, faith leaders, and respect the will of millions of Arizona votes.